Finaplus | Insurance and wealth management
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Personal

Personal insurance

Finaplus offers personal insurance consulting services to optimize your financial situation and provide financial security for you, your family or your business. We have experts to meet your different financial needs and find the best solution for you in the market.

  • Assessment of your insurance needs
  • Advices and recommendations of appropriate coverage
  • Implementation of financial, tax and estate strategies
  • Protection of assets, income and financial capital
Type of personal insurance solutions
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Life
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Mortgage
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Disability
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Critical illness
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Travel
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Health
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Long-term care
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Share buyback
Our insurance companies for personal insurance
Individuals investments and wealth management

Finaplus offers investment, savings and retirement solutions through tax-efficient plans, investment accounts and bank accounts tailored to your needs and wealth management consulting services.

We put in place financial strategies that meet your objectives and offer a choice of investments tailored to your investor profile. Our active management allows us to optimize the return on your portfolio.

​We mainly do business with the largest investment companies.
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Investment advices
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Adapted financial solutions
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Retirement analysis
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FInancial strategies
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Disbursement strategie
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Rebalancing accounts
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Second opinion
Types of accounts
  • ​Registered Retirement Savings Plan (RRSP)
  • Registered Spousal Retirement Savings Plan
  • Tax-Free Savings Account (TFSA)
  • Registered Education Savings Plan (RESP)
  • Registered Retirement Income Fund (RRIF)
  • Life Income Fund (LIF)
  • Locked-in retirement account (LIRA)
  • Individual Pension Plan (RRI)
  • Non-registered
Types of investments
  • Segregated funds
  • Mutual fund*
  • Savings bonds
  • Guaranteed Investment Certificate (GIC)
  • Deferred and immediate annuity
  • Variable annuity and guaranteed income benefit
  • High interest bank account

* Mutual funds distributed through Groupe Cloutier Investissements inc.
Our companies for individuals investments
Pricing
Our management fees are included in the management fee of the investment fund and can represent up to 1% of the value of the account.

Possibility of billing fees to benefit from a tax deduction.
Mortgage

  • ​Mortgages (first home purchase, relocation, refinancing or mortgage renewal)
  • All-in-one mortgage solution (consolidating your mortgage, savings and income)
Tax and estate planning

  • Tax savings strategies
  • Planning your estate cash and expenses and taxes payable on death
  • Current balance sheet and inheritance
  • Review of your legal documents (wills, cohabitation agreement, shareholder agreements, fiduciary structure)
  • Estate Regulation
Contact us for more information about our services and to help you enjoy peace of mind.
We work for you, in your interest

OUR FIRM


About us
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907, avenue Rose-de-Lima
Laval (Québec)  H7E 2S4
​450 668-2781 | [email protected]
© Finaplus, 2019. All rights reserved.
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  • Home
  • About
    • Our distinctions
    • Our team
    • Our process
  • Services
    • Personal >
      • Personal insurance
      • Individual investments
      • Tax and estate planning
    • Business >
      • Protection and corporate planning
      • Group insurance
      • Group annuity plans
    • Private wealth management
  • Resources
    • Blog
    • Brochures
    • Careers
    • News
    • Financial tools
    • Partners
    • Insurance quote
  • Client access
  • Contact