Group insurance
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Finaplus offers group insurance solutions tailored to your needs, whether it's for a company, an association, a union group or any other organization to offer social benefits to your employees or to the executives of your organization. Whether you already have a group insurance plan in place or want to put one in place, our advisors are at your disposal and present to help you.
- Analysis of the situation and needs
- Preparation of the guarantee book
- Market analysis to all insurers in Quebec
- Analysis of the tenders received
- Recommendations
- Establishment
- Customer service
- Renewal
Types of group insurance benefits
Health
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Dental
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Hospitalization
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Travel
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Vision care
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Life
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Short and long term disability
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Critical illnesses
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Our partners for group insurance
Wellness program
Finaplus distinguishes itself in group insurance through a proactive approach and innovative solutions. With the continual rise in the cost of drugs, difficulties in finding a good workforce and a worrying employee health, we have worked to improve our approach, concretize certain partnerships and develop innovative solutions for SMEs. Quebec.
Instead of offering traditional services in group insurance for setting up and managing, we position ourselves as an indispensable resource for companies in terms of their human and financial resources and thus properly supervise employees at this level. The overall health of employees is important to us and it has a significant impact on business productivity. Healthy employees are happier and more productive at work. Today, we are talking about health in a broad sense, encompassing the physical, mental and financial aspects, and each of them can become a source of stress and absenteeism at work among your employees. That's why it's essential for us to work to reduce absenteeism, increase productivity and take action to prevent it.
At Finaplus, we have the expertise and the partners to make every effort and be your resource in the benefits program:
Instead of offering traditional services in group insurance for setting up and managing, we position ourselves as an indispensable resource for companies in terms of their human and financial resources and thus properly supervise employees at this level. The overall health of employees is important to us and it has a significant impact on business productivity. Healthy employees are happier and more productive at work. Today, we are talking about health in a broad sense, encompassing the physical, mental and financial aspects, and each of them can become a source of stress and absenteeism at work among your employees. That's why it's essential for us to work to reduce absenteeism, increase productivity and take action to prevent it.
At Finaplus, we have the expertise and the partners to make every effort and be your resource in the benefits program:
Financial health
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Physical health
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Mental health
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In addition, being a multidisciplinary firm and boasting a solid team of diverse expertise, we are able to meet the needs of our clients, both for the company's corporate solutions, as well as for the solutions intended for owners and managers of businesses. companies and also to employees. They are often overlooked in their personal finances, which is why we have specialists to specifically address their financial security and retirement needs.
Our partners in human ressources
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Group annuity plans
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Finaplus offers a variety of group annuity solutions tailored to the needs of your business and to encourage your employees to save for their retirement. Our experts are here to help you put in place the pension plan that best suits the needs of employees and the employer.
Being a fully independent firm of all financial institutions and having the expertise in group annuities, we can offer the most competitive solutions in terms of the choice of funds offered, the lowest management fees in the market and the tools savings available to employees.
Being a fully independent firm of all financial institutions and having the expertise in group annuities, we can offer the most competitive solutions in terms of the choice of funds offered, the lowest management fees in the market and the tools savings available to employees.
Needs analysis
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Choosing a financial instution
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Implementation of the plan
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Training sessions offered to employees
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Follow-up and revision
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Types of plan
- Group RRSP
- Deferred Profit Sharing Plan (DPSP)
- Defined contribution pension plan
- Simplified pension plan (RRS)
- Defined benefit pension plan
- Voluntary Retirement Savings Plan (VRSP)
Our partners in group annuity plans
Pricing
Our management fees are included in the management fees of the investment funds and can represent up to 1% of the total assets of the plan.
Operational protection
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Finaplus offers consulting services to business owners to assist and advise you on the corporate, operational and income protection aspects of your business.
- Redemption of shares
- Protection of key personnel and replacement of the shareholder as a key person
- Protection and analysis of commercial loans and overheads
- Succession planning and investment strategies
- Tax and legal planning
- Group insurance and savings plan
- Pension Analysis and Individual Pension Plan
- Protection of your property and your liability (damage insurance by referencing)
Estate, tranfer of wealth and business
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Finaplus offers consulting services to business owners to help and advise you on the succession, the transfer of your wealth and your business.
- Transfer of corporate assets
- Estate protection (tax on death)
- Rebalancing wealth and asset protection
- Tax-efficient transfer of assets
We work for you, in your interest
