Individual investments and wealth management

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Finaplus offers investment, savings and retirement solutions through tax-efficient plans, investment accounts and bank accounts tailored to your needs and wealth management consulting services.

We put in place financial strategies that meet your objectives and offer a choice of investments adapted to your investor profile. Our active management allows us to optimize the return on your portfolio.

​We mainly do business with the largest investment companies.

Investments advices

Adapted financial products

Retirement analysis

Financial strategies

Disbursement strategies

Active management

Second opinion

Types of accounts

• ​Registered Retirement Savings Plan (RRSP)
• Registered Spousal Retirement Savings Plan
• Tax-Free Savings Account (TFSA)
• Registered Education Savings Plan (RESP)
• Registered Retirement Income Fund (RRIF)
• Life Income Fund (LIF)
• Locked-in retirement account (LIRA)
• Individual Pension Plan (RRI)
• Non-registered

Type of investments

• Segregated Funds
  
• Mutual fund*
• Savings bonds
• Guaranteed Investment Certificate (GIC)
• Deferred and immediate annuity
• Variable annuity and guaranteed income benefit
• High interest bank account

*Mutual funds distributed through Groupe Cloutier Investissements inc.

Our investment companies for individual investments

Fees

Our management fees are included in the management fee of the investment fund and can represent up to 1% of the value of the account.

​Possibility of billing fees to benefit from a tax deduction.

Access to your investments

Online access to all your investment accounts by clicking here.